Financing a multi-unit block can be daunting, especially when your property includes numerous self-contained units within a single freehold. Traditional buy-to-let lenders often aren’t equipped to handle these structures, which means you need a mortgage broker who understands how to present your case and find a lender comfortable with multi-tenanted buildings. I specialise in helping limited companies like yours secure finance for multi-unit properties, whether you’re purchasing a converted house, a purpose-built block, or you’re simply refinancing an existing asset.
Each multi-unit building has its own quirks and foibles. Lenders treat them differently depending on various factors such as the number of units, the layout, and the type of tenancy agreements. I’ll take the time to understand your property, your business goals, and your investment strategy before sourcing a suitable lender. Through my extensive network of specialist lenders, I will source finance for:
I’ll explain how lenders assess rental income, property valuation, and ownership structure under your limited company, ensuring you know exactly what to expect before you apply.
If you’re investing in a multi-unit block for the first time, I’ll make sure you understand what is happening throughout every stage of the process. Multi-unit lending differs from other finance, and some lenders may apply tighter criteria. I’ll help you prepare your documentation, structure your application, and highlight any potential issues in advance so we can address them, together, before submission. Whether you’re converting an existing property or purchasing a purpose-built block, you’ll have constructed a clear, confident plan from start to finish.
Most brokers charge a percentage of the total loan, often between 1% and 2%, which can quickly add up on larger commercial loans. At Delato Finance, I like to keep things simple. I charge a flat-rate broker fee of £395, payable on application. No hidden extras, no completion percentages, and no conflated charges. This transparent approach means you always know exactly what you’re paying, allowing you to plan your investment more effectively. I believe in providing value and building trust through fairness, not inflated fees.
With experience across a range of property types and investment strategies, I’ll help you secure the right mortgage for your multi-unit building on terms that suit your business.
If you’re planning to purchase or refinance a multi-unit property under your limited company, I can help you find a tailored lending solution that meets your needs.
📞 Call us: +44-1604389127
📧 Email: info@delato-finance.co.uk
Let’s arrange the right finance for your multi-unit block — efficiently, transparently, and with your goals in mind.