Buy-to-Let Mortgages for Limited Companies

When you’re investing in property through your limited company, securing the right mortgage makes all the difference to your long-term success. The buy-to-let market has undergone significant change in recent years, with more investors choosing to purchase properties under a company structure for tax efficiency and flexibility. Delato Finance specialises in helping limited companies just like yours access competitive and tailored buy-to-let mortgage solutions designed specifically for business-owned investment properties.

Tailored Buy-to-Let Finance for Your Business

All investors have their own goals and objectives. Whether you’re purchasing your first rental property or expanding an already exciting portfolio, I’ll take the time to understand your specific objectives before recommending or sourcing a lender. As a specialist mortgage broker for limited companies, I have access to a broad network of lenders that includes high street banks, challenger banks, and niche buy-to-let specialists. This allows me to source finance that fits in with your business structure, future plans, and cash flow. You’ll receive honest, straightforward, jargon-free advice about your borrowing options, including:

  • Loan-to-value ratios and deposit requirements
  • How limited company ownership affects your borrowing potential
  • Which lenders are most receptive to your type of property or investment strategy
  • The differences between personal and company buy-to-let mortgages

My goal is to make the process clear and efficient so you can focus on your property, not the paperwork.

Help for First-Time Landlords

If this is your first time purchasing a buy-to-let property through your limited company, Delgato Finance will help you circumnavigate each stage of the process. From setting up your company structure to preparing your mortgage application, you’ll receive clear, practical support at every step. I’ll explain how lenders assess company applications, what documentation you’ll need, and how to present your investment plans in the best possible way. With the right preparation, even first-time landlords can access competitive rates and strong lending terms.

A Single Low Broker Fee

One of the biggest frustrations for property investors is the cost of using a commercial mortgage broker. A lot of mortgage brokers charge between 1% and 2% of the total loan amount, which can run into thousands of pounds. At Delato Finance, I do things differently. I charge a single flat-rate broker fee of £395, payable on application. That’s it.  No percentage-based fees, no inflated charges on completion, and no hidden extras. This transparent approach means you know exactly what your costs are from the start, and you keep more of your investment capital working where it belongs — in your property.

Why Choose Delato Finance

  • Specialist in limited company buy-to-let mortgages
  • Access to a wide panel of lenders, including those not available to the public
  • Personal one-to-one service — you deal directly with me from start to finish
  • Clear communication throughout your application
  • Flat-rate broker fee of £395 instead of costly percentage-based charges

When you work with me, you get professional advice tailored to your investment goals, not generic guidance. I’ll find the lender that suits your circumstances and negotiate the most favourable terms on your behalf.

Start Your Buy-to-Let Journey

If you’re ready to purchase your first investment property or expand your portfolio under your limited company, get in touch today.

📞 Call us: +44-1604389127
📧 Email: info@delato-finance.co.uk

Let’s find the right buy-to-let mortgage for your business — and make your next property investment a confident one.