Semi-commercial properties, or mixed-use buildings, combine residential and commercial elements within one single investment. These could be local shops with rented flats above, offices with residential units attached, or converted properties with dual use. They offer excellent returns, but finding the right finance requires a specialist approach. Delgato Finance specialise in helping limited companies secure funding for semi-commercial properties, whether you are purchasing, refinancing, or expanding your existing portfolio. I understand the ways in which these unique assets are assessed and will match you with the perfect lender to support your business.
Semi-commercial properties sit between two worlds. They provide the security and familiarity of residential property with the income potential customary to a commercial unit. However, because of their unique complexities, not every lender is comfortable financing them. I will take the time to understand everything about your property, its layout, and the how it balances between commercial and residential use. I work with a wide range of lenders catering to this type of investment. You will receive clear advice about how lenders evaluate your property, including:
By presenting your case to the right lender, Delgato Finance will help you achieve a robust finance solution suitable for both your immediate objectives and your long-term investment strategy.
If this is your first semi-commercial purchase, I will make sure you understand the entire process before you take the plunge. From identifying suitable lenders to preparing your application, my goal is to make the experience a smooth, transparent, and efficient one. Delato Finance guides you through the ways in which semi-commercial valuations differ from standard residential appraisals. Whether your property includes a retail space, small office, or café with residential units above, you will have clear and well-managed, expectations from the outset with ongoing support throughout the process.
Many commercial mortgage brokers charge between 1% and 2% of the total loan amount, which can be a significant cost. I believe in keeping things straightforward and affordable. My broker fee is a single flat rate of £395, payable on application. There are no hidden extras or completion charges. You will always know exactly what your costs are before you start, allowing you to plan your finances with certainty and confidence.This transparent pricing reflects my commitment to long-term relationships built on trust and value, not inflated commissions.
When you work with me, you will receive dedicated attention and expert insight at every stage. My approach is built on clarity, efficiency, and a genuine desire to help you secure finance that works for your business.
If you are ready to purchase or refinance a semi-commercial property under your limited company, I will help you secure the right funding quickly and professionally.
📞 Call us: +44-1604389127
📧 Email: info@delato-finance.co.uk
Let’s secure the right finance for your semi-commercial property and strengthen your investment portfolio with confidence.